Nederlanders sparen voor woning en pensioen

De hoge woningprijzen en de onzekerheid rondom het pensioen hebben invloed op het spaargedrag van Nederlanders. Jongeren sparen voor een eigen huis en vanaf het 38ste levensjaar sparen mensen vaker voor een comfortabel pensioen.
Dit blijkt uit een Europees onderzoek naar het betaalgedrag van consumenten. Nederlanders maken zich ook zorgen. Ouders maken zich zorgen of hun kinderen het zich kunnen permitteren het huis uit te gaan. En ze verwachten dat ze hen financieel moeten blijven ondersteunen. In het algemeen is de betalingsmoraal van consumenten verbeterd. Rekeningen worden vaker op tijd betaald.
Jongeren zijn verdeeld over hun pensioen. Een deel vindt het een ver van hun bed show: 38 procent van de jongeren tussen de 18 en 21 jaar geeft aan liever nu geld uit te geven dan voor hun pensioen te sparen. Hoe ouder de ondervraagden, hoe meer zorgen over het pensioen en hoe meer er wordt gespaard voor de oude dag. De helft van de 45-54 jarigen is niet zeker van zijn pensioen.



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